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Unlike with the old Workman’s Compensation Fund, The Commission of Occupational Injuries and Deaths (COID) applies to all employers.
All companies with one or more employee must register their business with COID.
COID provides compensation to cover employees who get injured on duty, disabled, or even death.
In the case of death, COID will pay out a lump sum to the beneficiaries, which would be the employee’s spouse, or children.
COID also covers any diseases that the person might contract from occupational related injuries.
If any employee gets injured on duty; or becomes sick with ‘Occupational Diseases’, the employer will be protected against civil claims.
Most contracts and tenders require that the company has a COID Registration before applying for any contracts / tenders.
Employees who get injured on duty or those who contracted occupational diseases can claim compensation for temporary or permanent disablement.
These claims will be awarded according to the degree of disablement or death by the Department of Labour.
They will also be covered for reasonable medical aid expenses arising out of an injury on duty.
This compensation is payable for a period of two years or longer if further medical treatment is needed and if it will reduce the extent of disability.